Your Local Broker

Mortgage broker for Cambridge, Minnesota

Just down Highway 65 from our Isanti office, Cambridge is home for a lot of the families we work with. Whether you're buying your first place near downtown, moving up to new construction on the edge of town, or refinancing, you'll work directly with Tony Zerwas — a local broker, not a call center.

Mission Home Loans · 104 Main St W, Ste 7, Isanti, MN 55040 · 651-246-7672 · Tony Zerwas, NMLS #2402427

Local & Personal

Financing a home in Cambridge & Isanti County

As the Isanti County seat along the Rum River, Cambridge has a bit of everything — established neighborhoods close to downtown and the hospital, newer subdivisions, and acreage and hobby farms just outside the city limits. Each of those calls for a slightly different loan, and because I live and work right next door in Isanti, I know the market and the lenders who do well with it.

Mission Home Loans is an independent broker, so instead of one bank's menu I compare dozens of wholesale lenders to fit your situation — whether that's a VA loan with $0 down, an FHA loan for a first purchase, or financing a place on a few acres outside town.

  • Office minutes away at 104 Main St W, Isanti
  • Comfortable with wells, septic & acreage outside the city
  • Dozens of lenders compared to fit your situation
  • Work directly with Tony, start to finish
$0
Down on eligible VA loans
#1
MN VA loan officer, 2024
4.94
★ Experience.com rating
1:1
Work directly with Tony
Loan Options in Cambridge

Programs for every kind of buyer

VA Loans

$0 down and no monthly PMI for veterans and service members across Cambridge and Isanti County. VA loan details →

FHA Loans

As little as 3.5% down with flexible credit — a common first step for Cambridge first-time buyers. FHA details →

Conventional

Strong rates for solid credit — in-town homes, new construction, and acreage alike. Conventional details →

Refinance & IRRRL

Lower your rate or streamline an existing VA loan on your Cambridge-area home. VA IRRRL details →

Areas Served

Serving Cambridge & the surrounding towns

From Cambridge, Tony also helps buyers and homeowners in Isanti, Braham, Princeton, North Branch, Stanchfield, and Grandy, plus communities across Minnesota — and Florida and Wisconsin. Local when you want it, online when you need it.

See our Isanti home base →

Let's talk, neighbor

Ready to buy or refinance in Cambridge?

Call, stop by the Isanti office, or apply online in about ten minutes. No pressure — just straight answers from someone local.